Answer
$(a-3b)(a+b)$
Work Step by Step
The 2 numbers whose product is $ac=
1(-3)=-3
$ and whose sum is $b=
-2
$ are $\left\{
-3,1
\right\}.$ Using these two numbers to decompose the middle term of the given trinomial, $
a^2-2ab-3b^2
,$ then the factored form is
\begin{array}{l}
a^2-3ab+1ab-3b^2
\\\\=
(a^2-3ab)+(1ab-3b^2)
\\\\=
a(a-3b)+b(a-3b)
\\\\=
(a-3b)(a+b)
.\end{array}