Answer
$0.91$
Work Step by Step
We know that $P(\text{an event happens})=1-P(\text{an event doesn't happen}).$
Hence, here (with $9\%=0.09$) we have
$P(\text{does not contain shortbread/trefoils})=1-P(\text{contains shortbread/trefoils})\\
P(\text{never spent any money in gambling})=1-0.09\\
P(\text{never spent any money in gambling})=0.91$