Answer
$ y=\frac{1}{3} x^2-\frac{2}{3} x-1$
Work Step by Step
We know there are zeros at $x=-1$ and $x=3$, so we use the factored form
$$
y=a(x+1)(x-3)
$$
We solve for $a$ by substituting $x=0, y=-1$,this gives
$$
\begin{aligned}
& -1=a(1)(-3) \\
&a= \frac{1}{3} .
\end{aligned}
$$ Hence $$
\begin{aligned}
& y=\frac{1}{3}(x+1)(x-3) \\
& y=\frac{1}{3} x^2-\frac{2}{3} x-1
\end{aligned}
$$