Answer
16.1 years
Work Step by Step
$y=y_0*e^{-0.003t}$
$y_0=9970000$
$y=9500000$
$y=y_0*e^{-0.003t}$
$9500000=9970000*e^{-0.003t}$
$9500000/9970000=9970000*e^{-0.003t}/9970000$
$950/997=e^{-0.003t}$
$.952859=e^{-0.003t}$
$ln {.952859} = ln e^{-0.003t}$
$ln {.952859} = -0.003t$
$-.048288 = -.003t$
$-.048288/-.003 = -.003t/-.003$
$16.096 = t$