## Algebra: A Combined Approach (4th Edition)

$12y^2-\frac{3}{2}y+1/24$
FOIL $(4y-\frac{1}{3})(3y-\frac{1}{8})$ $4y(3y)=12y^2$ $4y(-\frac{1}{8})-(3y(-\frac{1}{3}))=-\frac{3}{2}y$ $4y(-\frac{1}{8})=1/24$