Answer
$y=(x+1)(x-3)$
Work Step by Step
The function has zeros at $x=-1$ and $x=3$, and is in the form $y=a(x+1)(x-3)$.
Since $y=-3$ when $x=0$, we know that $y=a(0+1)(0-3)=-3 a=-3$, so $a=1$.
Thus $y=(x+1)(x-3)$ is the function's formula.