Answer
forty-five and ninety-two thousandths
Work Step by Step
$\ \ \ \ \ \ \ \ \ \ \ \ ones\ \ \ \ \ \ \ \ \ \ tenths\ \ \ \ \ thousandths$
$\ \ \ \ \ \underbrace4\overbrace5\ \ \underbrace.\ \ \overbrace0\underbrace9\overbrace2$
$\ \ \ \ \ \ tens\ \ \ \ \ \ \ \ \ \ and\ \ \ \ \ \ \ hundedths$
Use the place values to state a number in words. Read the decimal point as 'and'. Follow the decimal part with the place value of the rightmost digit.