Answer
The stock should not be sold in the first place and should not be placed in the bank account.
Work Step by Step
If the return from the dividends for a stock is lower than the interest returned by the risk-free bank, it sounds good to get in safe hands by depositing money into the bank accounts, but there is a chance of capital loss in the trading of shares.
A capital loss is a monetary loss in the trading of shares, where investor sells his shares at lower prices than he paid to buy the same.
The company distributes the equal amount per share to the investors out of the profit of the company. It is called dividends, and sometimes all the profits are reserved by the company in order to fulfill the financial need of the company’s future projects.
