- Mildred Pierce – a middle-class mother of two
- Bert Pierce – Mildred's first and, later, her third husband
- Moire ("Ray") Pierce – Mildred's younger daughter
- Veda Pierce – Mildred's elder daughter
- Wally Burgan – Bert's former business partner and Mildred's first lover
- Monty Beragon – initially a wealthy playboy, Mildred's second lover, later her second husband and lover of her daughter Veda.
- Lucy Gessler – Mildred's friend
- Ida Corwin – Mildred's supervisor; later business partner
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