- Thady Quirk is the family steward of the Rackrent family. He serves as the narrator to the novel.[4]
- Sir Patrick O'Shaughlin, a gentlemen who agrees to change his surname and bear the Rackrent arms in order to inherit the Castle.
- Sir Murtagh Rackrent, the heir to Sir Patrick, who is prone to suing his tenants over property ownership.
- Sir Kit Rackrent, the younger brother of Sir Murtagh. He is a repeat philanderer, and eventually dies in a duel.
- Jessica Rackrent, the wife of Sir Kit. She is locked in her room by her husband for seven years, until his death.
- Sir Conolly 'Condy' Rackrent, the successor to Sir Kit. A well-loved landlord, he loses the castle due to debts and eventually dies of fever.
- Isabella Moneygawl Rackrent, the wife of Sir Conolly. She is disinherited upon her marriage and becomes a spendthrift.
- Jason Quirk is an estate clerk who ultimately becomes an attorney. He is the son of Thady Quirk.
- Judy Quirk is the grandniece of Thady Quirk. She ultimately marries a huntsman.
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