Answer
$12y^2-\frac{3}{2}y+1/24$
Work Step by Step
FOIL
$(4y-\frac{1}{3})(3y-\frac{1}{8})$
$4y(3y)=12y^2$
$4y(-\frac{1}{8})-(3y(-\frac{1}{3}))=-\frac{3}{2}y$
$4y(-\frac{1}{8})=1/24$
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