Answer
The account where the interest is calculated 12 times a year because you receive more money.
Work Step by Step
The number of times the account is compounded is the number of times interest is calculated.
If the account is compounded 4 times a year, the interest is calculated 4 times a year.
If the account is compounded 12 times a year, the interest is calculated 12 times a year.
When investing money, higher interest rates are better. So, the account where the amount is compounded 12 times year leaves you with more money than if it was only compounded 4 times a year.
