Answer
$39\%$
Work Step by Step
Use the formula for mutually exclusive events to find the probability of the events not happening at the same time.
The formula is $P(S$ $or$ $T)=P(S)$ $+$ $P(T)$.
We have $P(S)=12\%$ and $P(T)=27\%$ .
Plug the values into the formula:
$P(S$ $or$ $T)$ = $12\%+ 27\%$
$P(S$ $or$ $T)$ = $39\%$