Why does Troy refuse to accept Lyon's repayment of the loan?

from the book fences by aygust wilson act one scene four

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Troy naturally assumes that Lyons will soon be back for another "loan", it's a bit of a habit for Lyons to come to his father for money. Thus, to prove his point, Troy tells Lyons to put the money in the bank, so he can just go and take it out when he needs it again.