Answer
The answer is $\color{red}{b) 5x^4 + 3x^3 - 4x + 7}$.
Work Step by Step
Remember that a term in a polynomial can be a constant, a variable or a variable with a coefficient.
In this item, the description needs a polynomial with four terms, and among the choices, the one with four terms is $\color{red}{b) 5x^4 + 3x^3 - 4x + 7}$.