The Question and Answer section for A Christmas Carol is a great resource to ask questions, find answers, and discuss the novel.
Using the conjunction "and" in this way adds a sense of compounding the problem: it adds more tension, like in your example, to the bad weather.
Scrooge's old partner, Marley appears to Scrooge as a ghost and warns him about the dangers of being obsessed with money. He is a tired and tortured ghost,
You are fettered," said Scrooge, trembling. "Tell me why?"
"I wear the chain I forged in...