scout is the daughter of atticus finch.
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Ms. Caroline wants to lend Walter some money for lunch. Walter is livid. Scout interrupts and explains how the Cunninghams work. Walter comes from a proud family. Although they live in relative poverty, they refuse to borrow money.
At first, all Scout says is, "He's a Cunningham." In Maycomb County, that is enough for everyone to understand, because everyone has a reputation. However, Miss Caroline is not from Maycomb County, so the explanation makes no sense to her. THEN Scout has to explain the "they don't take charity" reputation.