Mrs. Caroline Fisher does not seem to understand when Scout informs her that he is a Cunningham.
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Mrs. Caroline takes her philosophy and lessons from an urban centre which does not recognize rural kids who come from places like Maycomb. Her stories about animals talking and doing human activities seem ridiculous to kids who experience the harsh realities of farm life every day. Mrs. Caroline does not understand the socio-economic realities of children like the Cunningham's. She does not know that Walter would take such offence to being loaned lunch money that he could not pay back.