sinificance of handkerchief and pipe of atory the hobbit?

These are the things Bilbo hasn't the time to gather before leaving home on the adventure, and also the first thibgs he wishes he had. Though not stated outright in thr novel........ this is the point at which, we can see Bilbo as the English gentleman, "siting for tea, carrying a herkerchief, and stopping for a smoke on his pipe.