Answer
$1.25$
Work Step by Step
We can find the index of refraction of the substance as follows:
$n=\frac{c}{v}$
$\implies n=\frac{c}{\frac{d}{t}}$
We plug in the known values to obtain:
$n=\frac{(3.0\times 10^8)(4.0\times 10^{-9})}{0.960}$
$n=1.25$