What did Scrooge's wife say had replaced her?

This was not Scrooge's wife, as he never married. Belle was his fiance. She broke off their engagement because he had replaced love of her with love of money.

“What Idol has displaced you?” he rejoined.

“A golden one.”

“This is the even-handed dealing of the world!” he said. “There  is nothing on which it is so hard as poverty; and there is nothing it
professes to condemn with such severity as the pursuit of wealth!”

“You fear the world too much,” she answered, gently. “All your other hopes have merged into the hope of being beyond the chance of its sordid reproach. I have seen your nobler aspirations fall off one by  one, until the master-passion, Gain, engrosses you. Have I not?”

How was bell's life in the later years?What did bell's husband say which made Scrooge very sad.

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