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The Spirit takes Scrooge to the home of a couple who've just learned of his death..... they are relieved and thrilled (though a bit ashamed) that their debt will be forgotten for awhile, and that they will be able to come up with the necessary money before the debt is transferred.
The Phantom spread its dark robe before him for a moment, like a wing; and withdrawing it, revealed a room by daylight, where a mother and her children were.
She was expecting some one, and with anxious eagerness; for she walked up and down the room; started at every sound; looked out from the window; glanced at the clock; tried, but in vain, to work with her needle; and could hardly bear the voices of the children in their play.
At length the long-expected knock was heard. She hurried to the door, and met her husband; a man whose face was careworn and depressed, though he was young. There was a remarkable expression in it now; a kind of serious delight of which he felt ashamed, and which he struggled to repress.
He sat down to the dinner that had been hoarding for him by the fire; and when she asked him faintly what news (which was not until after a long silence), he appeared embarrassed how to answer.
“Is it good?” she said, “or bad?”—to help him.
“Bad,” he answered.
“We are quite ruined?”
“No. There is hope yet, Caroline.”
A Christmas Carol